Archive for March, 2009

Letting Go Of Our Negativity

Monday, March 16th, 2009

Everyone has something, whether it be a habit, or aspect of their personality, that they wish that they didn’t have. For me, that something is fear. I am constantly afraid of just about anything you could name…car crashes, meeting new people, tornados, driving in the dark, sleeping with the closet open, public speaking…you name it, I’m probably afraid of it! This is a negative habit, and certainly one I would like to change.
Most people can name at least one similar habit or personality trait off the top of their head. Think about it for a moment. What part of yourself would you truly like to be rid of? Now take that part of you, and imagine it disappearing forever. If you want, you can even make it more physical and real by writing that trait down on a piece of paper, then burying it or destroying it.

It IS possible to change our lives for the better. The hard part is knowing how to do it. If you are aware of that part of you that you want to let go, it makes it much easier to not let that part of you develop or take over in your life. Also the support of friends can help immensely as well – whether they be in real life or on the internet!

This is the season of changes, and you need to BELIEVE that you can change your life for the better. Be aware of your negative aspects, and actively try to stop them from developing. Focus on the positive, and realize that as the seasons change, so do we, as we mature and grow into the people we wish to be.

Stephanie is the webmaster of StephanieDavies.com and provides live telephone advice of all kinds to people from all over the world. She gives advice on depression, mental health, spirituality, sexuality, relationships, and many other topics. For more information please visit her website at http://www.stephaniedavies.com or subscribe to her newsletter by visiting http://groups.yahoo.com/group/liveadvice

New Property Buyers Are Looking Into Buying Property In Another Country

Friday, March 13th, 2009

Procuring real estate in Europe for the first time can often be a discouraging duty. There are loads of reasons why people from Great Britain are investing in flats in a different country and if you are still undecided about whether you should take the plunge & invest, here are one or two reasons why you ought to go for it.

1st, overseas property has been a number 1 financial performer for last couple of years & suggests no signs of calming down. There are now many new up and coming foreign markets with super investment opportunities to be taken benefit off.

One more reason is that a holiday villas or second house can be a marvellous plan for you and your kids; It is very standard for property investors to procure second holiday villas in countries obtainable within in a couple hours trip of Britain airports.

Thirdly, more and more people are growing disappointed with the UK and are constructing new lives in a foreign country. It is not basically old retirees gaining property overseas & moving abroad; right now younger individuals are also going in ever greater numbers for work or for private reasons.

With overseas countries these day enjoying enhanced communications infrastructures & cheaper flights the possibility to let out continental property as a manner of making more profit is another crucial aspect for investing. If you are interested in buying property abroad then look no further than www.PropertyIndex.com.

For most people possessing property overseas is a fantasy come true. It can bring a much superior value of life and a splendid getaway whether you are in your 20s or your mid-sixties.

Purchasing a property in a different country exposes you to fresh traditions & different way of thinking to life. It is gripping and instructive & without doubt opens up a completely new place to learn about.

With qualified instructions It is more easier than ever to investment in real estate overseas. Many overseas property organisations provide guidance on location, developments, legal topics, mortgage services, in addition to everything you must know when procuring your dream real estate in another country.

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Friday, March 13th, 2009

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Relief from Credit Card Debt

Thursday, March 12th, 2009

Credit card debt is beginning to cripple many people who are finding that making repayments is becoming difficult. People now owe thousands to finance companies because they do not realize they are spending beyond their means and by the time they do come to realize, the damage is already done. Unfortunately, by the time many people realize just how bad the situation is, a Credit card debt relief answer might not be possible.

At this point it is important to start as you mean to go on and stop all spending on the card otherwise it will make arranging a debt relief plan much harder to implement. Credit card debt relief is possible but it does rely on the person actually wanting to do something about the situation. Of the options available, three in particular come to mind as the best ways to approach the debt consolidation problem.

The easiest method of debt consolidation is where the person still has a good credit rating and uses another credit card that has a low rate of interest where all the debts can be transferred to one card. A good alternative to this option is a consolidation loan at a low interest rate where the debtor can decide exactly how much they can afford to repay every month after the outstanding debts have been cleared.

This option does require a certain willingness on the part of the person in debt to be strict about the payments and the regularity in which they are made if they really want to end the debt problem. While arranging a new low interest rate card or loan to consolidate debts is the easiest option to take, it is also only available if the person’s credit rating is in tact.

The next step if their credit history will not allow credit card debt relief is to use the services of a debt relief agency that can negotiate paying the debt off. They will normally suggest a sum of around half the debt be paid off with the remaining amount canceled by the creditors.

Bankruptcy should always be viewed as a last resort when all other options have been tried as there are serious consequences to this course of action. This final option means that the slate will be wiped clean but trying to access credit of any kind will be very difficult while the bankruptcy is in force so rebuilding the credit history will take some time. However you have found yourself in this situation, do not allow credit card debt relief to become a habit.

Requirements for Cheap Georgia Car Insurance Policy

Thursday, March 12th, 2009

GA Car Insurance Policy Requirements

In Georgia, it is imposed by law that all motorists maintain a Georgia car insurance policy for their vehicle. GA requires that all drivers carry 25/50/25 insurance policy. This essentially means that their insurance policy covers bodily injury damage of $25,000 per individual, $50,000 per accident and also property damage coverage of $25,000.

In GA, when an accident occurs, a person is always held answerable – this is how the law works under tort law. Obligation for paying incurred costs lies in the hands of the individual found accountable as well as their insurance company. GA car insurance laws do not obligate motorists or drivers to carry personal injury protection coverage, nor do they need the purchase of uninsured motorist coverage. Just because the state does not mandate these policies doesn’t mean that they are not valued picks for incremental coverage. Many Georgians invest in these nonobligatory insurance products to assure enough coverage in the event of an accident. These are just a handful of the laws in Georgia to protect individuals and their automobiles. Ruling these regulations, the State of Georgia Department of Revenue has a statewide database that insurance firms are called for to keep up to date with a motorist’s insurance information. drivers are advocated to carry proof of insurance coverage at all times. If you are have not been sent an actual card from your car insurer, you should hold a copy of your policy’s declaration page in your car. You will be asked to present this evidence of insurance coverage if you are stopped for a traffic violation, involved in an automobile accident or stopped at a roadblock.

Georgia is not a no-fault state, but instead, they operate under Tort law. This signifies that for all car accidents, one of the involved drivers must be found to be accountable and they, along with their car insurer, will be held financially at fault for financial liabilities resulting from the automobile accident.

Personal Injury Protection – This type of incremental coverage covers additional medical damages and other expenses that are not covered under a standard policy.

Underinsured insurance is another nonmandatory extension that can be appended to your car insurance policy. This car insurance coverage protects you in the outcome that the party involved is uninsured at the time of the car accident.

GA car insurance companies are required by law to input the details of your car insurance coverage into a statewide database. This database is sustained by the State of Georgia Dept. of Revenue. To protect yourself in the event you are in a car accident or are stopped by the police, you should always have proof of your insurance with you whenever you are driving. Failure to due so can result in heavy fines or you could have your license suspended

Writing: Getting Started

Wednesday, March 11th, 2009

Writing for web content is one of the easiest ways for writers to get their work published. If you have yet to submit articles for syndication, you are missing out on a wonderful opportunity to share your knowledge as well as to promote your name. Getting started is not that difficult…you probably already have done so and you do not even know it!

How do you get started? First of all, you are already a writer if you participate on message boards or send out emails. No, I do not mean those one sentence responses on forums, rather your informative, concise, and persuasive responses to interesting and engaging discussions. Typically, we do not think of message board discussions as being good writing. Some is, some isn’t. However, much of the writing is at the very least a seed to something greater: by expounding on the thoughts shared, your article will germinate and take root.

Emails can also be an important article seed. No, not a spammy/advertorial type letter, but your missives to friends, acquaintances, and business associates. Chances are some of your emails contain the backbone of a potential article.

To get started, examine what you have written, see if the topic is interesting, and then pull out three key points in your email to frame your article. Include a topic sentence, a killer title, expound on the three points, and add in a dynamic conclusion and you have an article that is interesting, informative, and persuasive. Your email seed is now an article plant ready to be transplanted to quality article submission sites.

You may have to rework your original email or message board contribution, but your original work can be the stepping stone you need to get started. A simple outline containing the points I made in the previous paragraph will help you get started. If you are still unsure about what you have written, have a friend review your writing. You can even start a new thread on a receptive forum and ask for comments. From there, you may modify your work accordingly.

Writing web content can be enjoyable as well as rewarding for you. Get your start today by reviewing your “portfolio” of informative emails and engaging message board discussions — plant your article seed today and it will result in a bountiful harvest tomorrow.

EzineArticles Expert Author Matthew Keegan

Matthew Keegan is The Article Writer who writes on just about any and every issue imaginable. You can preview samples from his high performing site at http://www.thearticlewriter.com

Dual Perception

Wednesday, March 11th, 2009

Genesis 1:1 In the beginning God created the heaven and the earth.

The truth is the best perspective on the Bible story fact. Its not a good perception, when one can behold this one stated fact and perceive two views of its account in the Bible story. The Hebrew is the path to understanding the true message in the Bible account. The Hebrew tongue, they say, can’t be properly broken to other languages. This ideal of two views is a possible doubt about this stated message in the Bible story. Both views acknowledge God created the heaven and the earth. One view, however, take this act from its stated teller to “God said” this fact. The truth is the Bible story defines the things “God said”. The Bible statement is direct and clear. The statement is not “And God said, In the beginning, I, created the heaven and the earth.

In the view of God as the teller the Bible story starts with Him in the state of nothingness. God exists in a spiritual realm. God from this spiritual realm turns and creates the physical matter of existence. God in this view creates the heaven and the earth from this nothingness. Like a magician drawing from its hat God emerged from this emptiness a state of reality. The view has God and then the placement of the created heaven and the earth. Its from this viewpoint the fact of the Bible takes account in the story sequence of events. God in this view composed the state of the heaven and the earth. God in this view did not define how this act of the heaven and the earth took place, state or reality. This one thought opens this initial ideal conveyed in the Bible story. The reader has to direct this concept to the sequence which followed in the Bible story account.

The Bible story relates Moses as the teller of this account. Moses in the story was told this fact by angel. The teller of this fact had to be there with God to witness this event. The teller had to see God creation of the heaven and the earth. The teller is telling Moses, God created the heaven and the earth. The heaven and the earth are established in the existence. Moses being told this fact relates the existence of those created states by God. The teller relates back “in the beginning” to Moses the start of this heaven and its earth. The Bible story in this view of angel takes on the sequence of events in the account. This projected statement by angel hold the other view of the Bible account. In this view the reader has the thought of the creation in angel world. God in the story sequence is the definer of the heaven and the earth. Angel initial usage of God declaration of the heaven and the earth starts the account.

The Bible story constructs its fact through its detailed sequence of events. The story sequence defines God proclaiming the heaven and the earth. God define the division of the light and darkness as heaven. The heaven in this view is a factor outside of the existence of the light and darkness. The heaven cut the light and the darkness providing a void in the existence. It’s in the state of this void called heaven the occupancy of the things of existence took reality. The things of existence contained in the heaven outside of the realities of the light and darkness. God define the “dry [land]” as earth. The Bible story eventual purpose for the earth was its host. The reader under angel view has the translation of this initial statement in the Bible account. In the beginning God cut the light and the darkness for the earth/host. Angel view in the Bible story sequence should construct the events which led to this act by God.

The realities the reader place on the Bible account should be its facts. Even without the acknowledgement of Moses the sequence of events should relate the Bible story account of angel. The same sequence of events should relate God stating the acts in the Bible story account. This dual perception of God and angel as the teller of the story starts the doubt about the Bible account. God as teller relates this state of nothingness as the start of the creation. Angel as teller is stating abundance in which God creates the heaven and the earth. These are the two views of this initial fact in the Bible story. The Bible story has one fact. The dual perception cast on this initial statement in the Bible story goes differing routes. Its not what I say or possibly you state, the Bible story must verify the fact. These states proclaimed by God over rank the views we hold about the story.

Genesis 1:1 And the earth was without form, and void; and darkness was upon the face of the deep. And the Spirit of God moved upon the face of the waters.

In one view God had created the heaven and the earth and moves into this new sequence of events in the Bible story. God structuring of the heaven and the earth had on-going construction in this view. The view focuses in on the condition for the earth. In this concept the earth, although there, lack substance. The earth lack of substance is its “dry [land]“. The view takes in the consideration of waters on the state of the earth. The thought is carried in the sequence of events in the Bible story account of the “darkness” and “the deep”. Its at this spot in the story God moves on the waters. The earth state was in need of additional work and lacked light. God in this view became a Farmer.

Angel view tells of a lie among the host. This lie was about the existence of others. The liar proclaimed existence of these others in the state of darkness. Angel states a strange indifference came into existence in the world of their host. This strange structure had “darkness”. The host of angel proclaimed this structure “the deep”. The sequence relates one among them who moved on the strange occurrence. Angel view of the account tells of a moment before God made Himself known to the host of angel. Angel relates the host of their world act which motivated God to reveal the truth about the existence. God was the others there in the existence. God state was not in the darkness as the liar had proclaimed for those presented life.

The resolution of the dual perception is the Bible fact in its story account. The Bible sequence of events does detail its fact on the story. The teller in the Bible story states the things “God said” and its accomplished fact. The teller heard God and then witnesses the result of His act. True God and angel were there on this mountain with Moses. This initial statement in the Bible account holds the earth as the state of the existence. Angel with this same statement relates it’s the heaven. To resolve the issue the Bible has to state the reality of the existence. Was the state of the existence the earth or the heaven?

Psalm 33:6
By the word of the LORD were the heavens made; and all the host of them by the breath of his mouth.

May we all grow in the wisdom and prosperity of God will,
Alexander Coppedge
TPAC Manager

http://www.tpacmindfood.com

Bring Down Risk Whilst Acquiring Property In A Foreign Nation

Tuesday, March 10th, 2009

The prevalence of low budget air tickets – sometimes cheaper than internal rail ticket – has increased to make purchasing a home out of the country a easy decision; even in this period of universal economic problems. Without mentioning that a asset overseas has colossal investment possibilities – even through redecoration and sale or renting your home as a vacation lodging.

In most of the cases, many people are unacquainted or ill informed concerning the hidden risks involved with obtaining land in a foreign country. Although there are several minimal ways you could undergo to be sure you accumulate part of your income, purchase a huge property and avoid future stress, anxiety and financial issues.

To start with you’ll want to personally examine interest rate fluctuations; this not purely applies to the time while you are purchasing the building, however additionally any phase when you’ll be executing renovations or even taking wide-ranging vacations. This action is particularly prevalent in today’s contemporary financial climate.

You must explore local construction law – countless times individuals experience trouble for the reason that they had not appropriately check their human rights. This is relevant to both buying a land and refurbishing it. You also need to make sure that the land all-round your property will not be put up for sale on and factories developed on it. Properties in Malta are a great investment for you and your family, especially in today’s economic climate.

You must also make enquiries about the groups you are trade with – most of the time if there is any negative publicity surrounding them, that is can be on line. A simple Google search can indubitably take care of this – persons like to be voiced concerning things that have exasperated them; but be confident to look past page one – or dig through specialist forums… that is where you will get the existent information and not just the corporate spiel.

Do I have What It takes?

Monday, March 9th, 2009

What am I made of? Do I have what it takes? I want to succeed, can I do it?

Let us attempt to answer your question, if you are willing to listen.

I don’t know you, but you tell me? So you have what it takes? Everyone wants to succeed, can you make the grade? What are you made of? Why should you care? Is it worth finding out? Well, it is interesting you ask this question. I myself have had to ask this question many times. Therefore I feel it appropriate for me to answer and assist you. And thank you for asking, because this is the first step in understanding self. Here is you answer to your question, what am I made? How can I find out?

It comes to others at different times in their lives. If you really want to know there are only a few ways. But all those ways require you pushing yourself to your limits. I myself was able to find out in athletic type activities, later in games of skill, racing, flying, politics and business. If you ever discuss this with a mountain climber, marathoner, entrepreneur, soldier after a battle, politician, student finishing their PhD paper; they will be able to tell you better than anyone else. You can experience these things through many events.

I have talked to actors, debate students, chess champions, card players, leaders, heroes, Olympic medallists, fighter pilots, corporate titans and pro golfers, tennis players, fishermen, football players, soccer players, baseball players, etc. Depending on your sphere of experiences you will find many people of young ages who can tell you the answer as they push themselves on skateboards, debate class, making the football team, surviving the most recent relationship that week or even achieving the grade or parental acceptance. The trick is when you experience these things to realize their value. In my life I have tried to cross raging rivers, run marathons, worked to beat a personal best in track, rode a bicycle from Oregon to Mexico, run in an election, took 33 units in one semester at two different colleges in at one time, climbed mountains, grown a business and many other things.

The more things you do the more strength of character you will feel and the stronger the self. This is important to your healthy consciousness and mental condition. I will not attempt to pretend I am an expert of motivation, but as most people listed above, I like you am the greatest motivator of myself. When you are crossing a river or swimming across an open channel of ocean, climbing a mountain, running a marathon, riding a bike over 200 miles in one sitting, lots goes though your mind. You then will look inside to ask yourself;

“How tough am I?”

“Can I do this?”

“Do I have what it takes?”

It is similar to the little train which said in the story; I think I can, I think I can. Some people will ask God to help them find the strength to accomplish whatever it is they attempt. Either way it is during these times of self induced adversity or times of battle, that you can determine the answer to your question. A person who pushes him or herself again and again can develop an incredible strength of character. People like Tiger Woods, Lance Armstrong, Arnold Swarznegger, Magic Johnson, Wayne Gretsky in sports can tell you this along with the former sports stars who later become motivators and teachers like Vince Lombardi who has the famous quote:

“WHAT IT TAKES TO BE NUMBER 1″

“Winning is not a sometime thing; it’s an all the time thing. You don’t win once in a while; you don’t do things right once in a while; you do them right all the time. Winning is a habit. Unfortunately, so is losing. There is no room for second place. There is only one place in my game, and that’s first place. It is and always has been an American zeal to be first in everything we do, and to win, and to win, and to win. It is a reality of life that men are competitive and the most competitive games draw the most competitive men. That’s why they are there – - to compete. To know the rules and objectives when they get in the game. The objective is to win fairly, squarely, by the rules – - but to win. I believe in God, and I believe in human decency. But I firmly believe that any man’s finest hour – - his greatest fulfillment to all he holds dear – - is that moment when he has to work his heart out in a good cause and he’s exhausted on the field of battle – - victorious.”

Vincent Lombardi

———-

Beating the odds, over coming adversity, adapting to any situation and having the strength of character to never give up is an incredible tool for your self and your mind, but it does not come for free. If you possess such talents, vision, commitment, dedication and perseverance then you are an incredible asset to this country, your family and too the world. There are few who possess such levels of strength of character. If you have it you will know it. And to others, who have it they will recognize it almost instinctively if you have it. For you now share a common bond with the best of the species. It is a sense of presence that you have in your step, in your speech, in your breath. As you reach higher and higher levels, you will find fewer and fewer who possess these levels. It is important that we notice these traits in others and allow those who are in need of getting to the next level our expertise.

The question do you have what it takes cannot be answered by me or anyone else except you and it can only be answered during or right after such incredible achievement at that time and place. If you really want to know the answer you have to take some risks and go for it. Whatever “It” is not as important as what you are about.

The greatest traits of such individuals seeking to develop themselves are Perseverance and the realization that you cannot give up.

Winston Churchill said;

“Never, ever, ever, ever, ever give up.”

If you will remember the movie “Gatica” the so-called genetically inferior brother out swam the superior genetically made sibling, who could not make it back to shore. He did not have the drive or will. How could this happen? Well, because he had not developed what we are talking about here. Remember Rocky against the Russian super body boxer? Same thing.

Calvin Coolidge said about perseverance;

“Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent.”

If you have seen movies such as Karate Kid, St. Elmos Fire, Vision Quest, etc. capture our sense of self and determination. Movies like “Ants, Matrix, etc also are so well liked by audiences because of their underlining themes of self, self determination and strength of character against the odds, challenges and world, even mother nature. This is why surfers, mountain climbers, marathoners, pilots, sail boaters, etc. often have a deeper sense of their abilities and the power of nature and their strength to meet those incredible forces. When on top of a mountain you have just climbed or half way through crossing a river or channel or in the middle of a marathon, it is as if the mountain, Earth or water is asking you, okay so who are you? Who are you to challenge these forces? What makes you think you can perform? What makes you think you can do this? What do you stand for? Who are you? Are you sure you can do this, why are you doing this?

It is at that point you will reach a sense of self and you will be able to answer your question. The more you do this the stronger your strength of character will be and the more reality based you will become in your ability to predict your limits, test those limits, expand those limits and achieve more for yourself, your family, your country, your race and children of the world. While others are living in fear, embroiled in contrived controversy to keep the natives restless and under control, you will be able to tower above it all, accepting any challenge, reject defeat and become victorious in what you seek. It is not as difficult as you might think. Truly there is nothing that you cannot do. There is nothing that is impossible. No one can get you to believe you are a failure without you expressed consent. As long as you have earned and believe through experience that you have what it takes, then you do. If your experiences have yet to bring you to this point you have not experienced all you can or challenged yourself enough.

I remember once visiting a toastmasters club meeting and I thought that I could use some help in public speaking, yet once there I could see that I was needed as an instructor not a student, thus I taught and looked for someone more experienced to teach me for my own needs and for those I returned the favor. If you wish to master a line of thought, skill, talent and better yourself. You must work hard, be disciplined and never give up. You will soon find what you are looking for. I no longer have such questions, but I see others do. Once you have reached this point or if you believe you are about to attempt to. Go ahead and email me. I would rather associate with winners, like you.

Lance Winslow - EzineArticles Expert Author

“Lance Winslow” – Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/

Why Outsourcing Could Be The Best Thing You Do For Your Business

Sunday, March 8th, 2009

While it’s probably not true to say that the traditional 9-5 job is on its way out, it IS true that more and more businesses these days are starting to see the value of outsourcing the jobs they can’t cover themselves. Things like copywriting, PR, programming – even secretarial and admin support – are being outsourced to freelancers working from home or running their own business. But why?

Well, if you’re a small business owner, outsourcing makes a lot of sense.

Take copywriting, for example. Good copy for your website, press release, sales letters and, well, everything else that needs content, really, is an absolute must. But not everyone is a born writer -and not everyone has the time to learn. So you have two choices: you either do it yourself, and muddle through somehow, or you outsource your copywriting to someone else who can do it for you.

Option one is certainly the cheapest option, and for new business owners struggling to deal with all of the myriad costs of starting a new business, the DIY option can seem pretty attractive. Think about it, though. If your house needed to be rewired, would you do it yourself (assuming, of course, that you’re not an electrician)? Nope, you’d hire a professional. If your car broke down, would you try to fix it yourself? Well, maybe – but unless you really knew what you were doing, you’d probably find a professional to do that too.

The fact is that there are some jobs that are best left to the professionals. Copywriting, ghostwriting, programming and design all fall into that category. If you don’t know what you’re doing, you could end up doing more harm than good. That’s why good freelancers can be worth their weight in gold. But will they charge their weight in gold? Well, it depends on the freelancer, of course, but in general terms, outsourcing a specific project can actually be pretty cost-effective. Here’s why:

1. Freelancers normally work from home. That means they provide their own desk, chair, computer, electricity – even their own coffee and snacks.

2. When you outsource a project, you’re paying by the project – so you don’t waste money paying for time spent doing other things (like making that coffee, or opening the mail).

3. Good freelancers are normally experts in their field. Because they freelance for a living, they’ve worked for a wide range of employers on an even wider range of projects. In simple terms, they have the kind of knowledge and experience that you probably couldn’t afford to buy if you weren’t paying by the project.

Your final problem, then, is where to find quality freelancers to outsource your projects to. This can be a difficult one. To go back to the example of copywriting, unless you’re a copywriter yourself, you probably don’t know the difference between a good one or a bad one. That’s where agencies can help. Freelance agencies like www.WritingWorld.org (an agency for freelance writers, editors, proofreaders and translators) can take the details of your project and budget, and find the right freelancer to fit it. If you think you know what you’re looking for, you can post your project on the jobs board, and let the writers come to you.

There are countless other sites online which will help you find freelancers in just about any profession – and at a price that you may find surprising. Why not check them out?

Amber McNaught is the owner of http://www.WritingWorld.org, an agency for freelance writers, editors, proofreaders and translators.

Amber is also a director of Hot Igloo Productions Ltd, the website design and small business specialists.